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Policy
Written contract of insurance.
Summons
Document or writ directing the sheriff or other officer to notify a person that an action has been commenced against him in court and that he is required to appear, on a certain day, and answer the complaint in such action.
Airbag Deployment
Occurs when the driver, passenger or side airbag has been used or deployed during a crash or other incident.
Scrapped
Vehicles that have been dismantled and/or crushed and should not return to the road.
Full Tort
With this selection you retain unrestricted rights to bring suit against the negligent party.
Surcharge
An extra charge applied to the premium by the insurer, usually for at fault accidents or moving violations.
Insured
The person(s) entitled to coverage in case of an accident or loss.
Commissioner of Insurance
The title of the head of most state insurance departments. In some states, the Director or Superintendent of Insurance is used instead.
Subrogation
The process in which an insurance company, after paying a loss to its insured, recovers the amount of the loss for damages (plus the insured's deductible) from the legally liable party.
Salvage
Property taken over by an insurer to reduce its loss.
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